Travel Insurance, Trip Insurance | John Hancock Travel

Why Buy Travel Insurance?

Today's travelers invest significant amounts of their hard-earned savings to enjoy those special vacations with family and friends. Travel insurance is a means of protecting that investment in the event an unforeseen event occurs which forces you to cancel or interrupt your trip. Once on your trip, your travel insurance protects you, and your belongings until you return home. Travel insurance plans combine cancellation, interruption, medical, accident and baggage protection with extensive, worldwide 24-hour emergency assistance services.

Travel insurance provides emergency assistance around the world so you always have someone to call if you need help while you are away from home.

Protect yourself and your family whether you are traveling out of state or around the world. Travel insurance provides multilingual 24/7 assistance, helps you get to your destination if you are delayed, or helps you get back home, if necessary.

When should you buy travel insurance?

You should buy travel insurance as soon as possible. That way, you will be sure not to lose any deposits or funds paid to your travel supplier after you have paid your premium due to unexpected events that may arise. When purchased within 14 days of booking your trip, the insurance provides:

  • Coverage for bankruptcy of the travel supplier.
  • Waiver of your pre-existing conditions exclusion. (Gold and Silver Plans Only)
Certain conditions and exclusions apply.


Travel Insurance provides emergency assistance services should you need help while you travel during your trip. Travel insurance covers: unexpected costs such as having to cancel or interrupt your trip due to unexpected reason, such as an illness of you or a family member, or a travel companion, severe weather, missed connections, strikes, default of travel supplier and other unexpected events that may arise before or during your trip. Plans include trip cancellation and interruption, accident and sickness with assistance services, medical repatriation, baggage coverage, accident insurance, travel accident insurance and many other benefits.

Please read the policy carefully. This is only a summary of our program. Please read the policy carefully to fully understand the coverages, terms, conditions, limits and exclusions. Not all plans or coverages are available in every state. This summary does not replace or change any part of your policy. If there is a conflict between this summary and the policy, the policy will control. Please contact 1-866-888-7803 if you have any questions.