Travel Insurance, Trip Insurance | John Hancock Travel

Please read the policy carefully.
This is only a summary of our program. Please read the policy carefully to fully understand the coverages, terms, conditions, limits and exclusions. Not all plans or coverages are available in every state. This summary does not replace or change any part of your policy. If there is a conflict between this summary and the policy, the policy will control. Please contact your agent if you have any questions.

Our Plans

Rates starting from $19 Rates starting from $30 Rates starting from $39
Benefits will be paid up to a maximum as indicated below. Bronze Silver Gold
Trip Cancellation 100% of trip cost 100% of trip cost 100% of trip cost
($10,000 Max) ($20,000 Max) ($30,000 Max)
Trip Interruption 125% of trip cost 150% of trip cost 150% of trip cost
($12,500 Max) ($30,000 Max) ($45,000 Max)
Bankruptcy/Default Coverage Coverage Must Be Purchased Within 14 Days of Trip Booking Date Coverage Must Be Purchased Within 14 Days of Trip Booking Date Coverage Must Be Purchased Within 14 Days of Trip Booking Date
(Certain Conditions Apply) (Certain Conditions Apply) (Certain Conditions Apply)
Terror Attack Coverage Covered Covered Covered
Trip Delay 3 or More Hours (Bronze, 6 or More Hours) Trip Delay 3 or More Hours $500 $750 $1,000
($150/Day) ($150/Day) ($200/Day)
Missed Connection $200 $750 $1,000
Itinerary Change Not Covered $250 $250
Baggage/Personal Effects $750 $1,000 $2,500
Baggage Delay (12 hours or more) $250 $500 $750
Accidental Death and Dismemberment $10,000 $25,000 $25,000
Common Carrier Accidental Death and Dismemberment $25,000 $100,000 $100,000
Emergency Medical Expense $50,000 $100,000 $250,000
Emergency Medical Evacuation/Repatriation $250,000 $500,000 $1,000,000
Emergency Travel Assistance Covered Covered Covered
Rental Vehicle Damage Protection Optional Upgrade Optional Upgrade Optional Upgrade
(See Below) (See Below) (See Below)
Pre-Existing Conditions Exclusion and Waiver 60 Day Look Back No Waiver
60 Day Look Back 14 Day Waiver 60 Day Look Back 14 Day Waiver
(No Waiver) (Certain Conditions Apply) (Certain Conditions Apply)
Plan Details and Certificate

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Optional Coverages Available
Cancel For Any Reason (CFAR) 75% of Trip Cost 75% of trip cost 75% of trip cost
(Not Available to Residents of New York) 100% of the trip cost must be insured. Not available when trip cost is $0. Cancellation must be no less than 2 days prior to scheduled departure date and must be purchased within 14 days of booking the trip.
Adventure Sports Surcharge Available Available Available
Rental Car Collision (Excess/Secondary)
$50,000 $50,000 $50,000
A D and D - Common Carrier Air/Flight      
$300,000 Available Available Available
$500,000 Available Available Available
$500,000 GET A QUOTE GET A QUOTE GET A QUOTE

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Travel Insurance provides emergency assistance services should you need help while you travel during your trip. Travel insurance covers: unexpected costs such as having to cancel or interrupt your trip due to unexpected reason, such as an illness of you or a family member, or a travel companion, severe weather, missed connections, strikes, default of travel supplier and other unexpected events that may arise before or during your trip. Plans include trip cancellation and interruption, accident and sickness with assistance services, medical repatriation, baggage coverage, accident insurance, travel accident insurance and many other benefits.

Please read the policy carefully. This is only a summary of our program. Please read the policy carefully to fully understand the coverages, terms, conditions, limits and exclusions. Not all plans or coverages are available in every state. This summary does not replace or change any part of your policy. If there is a conflict between this summary and the policy, the policy will control. Please contact 1-866-888-7803 if you have any questions.

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