Benefits Included with Each Plan

  • 24/7 Assistance
  • Trip Cancellation
  • Trip Interruption
  • Airline Ticket Change Fee
  • Terror Attack Coverage
  • Trip Delay
  • Missed Connection
  • Baggage/Personal Effects
  • Emergency Accident & Sickness Medical (Primary)
  • Pre-ex Waiver (conditions apply)
  • Emergency Medical Evacuation
(See your state policy for full details including benefits, exclusions and limitations).

Why Buy Travel Insurance?

Today's travelers invest significant amounts of their hard-earned savings to enjoy those special vacations with family and friends. Travel insurance is a means of protecting that investment in the event an unforeseen event occurs which forces you to cancel or interrupt your trip. Once on your trip, your travel insurance protects you, and your belongings until you return home. Travel insurance plans combine cancellation, interruption, medical, accident and baggage protection with extensive, worldwide 24-hour emergency assistance services.

Travel insurance provides emergency assistance around the world so you always have someone to call if you need help while you are away from home.

Protect yourself and your family whether you are traveling out of state or around the world. Travel insurance provides multilingual 24/7 assistance, helps you get to your destination if you are delayed, or helps you get back home, if necessary.

You should buy travel insurance as soon as possible to protect your hard-earned financial investment in your trip, should the unexpected happen. That’s what travel insurance is for. When purchased within 14 days of booking your trip, the insurance provides:

  • Waiver of your pre-existing conditions exclusion;
  • Default of travel supplier; and
  • Cancellation for any reason coverage (optional at an additional cost).
Benefits and limits may vary by state. Please read your policy for specific terms, conditions and exclusions.  Policies are not refundable after your free look period has expired.

Going on a Cruise?

Make sure you have insured all of your non-refundable trip arrangements, including connecting flights, side trips and excursions. If you are delayed getting to the cruise departure point due to weather or delayed connecting flights, travel insurance provides benefits under Trip Delay and Missed Connection and may cover meal costs and extra transportation costs, up to the covered amount, so you can join the scheduled cruise at the next port of call.

If you become seriously ill or injured on a cruise ship and you need urgent medical care, this insurance provides 24/7 Emergency Accident and Sickness benefits along with Emergency Medical Evacuation and Medically Necessary Repatriation to an appropriate medical facility. If your own private insurance already provides 24/7 assistance services, will it cover air ambulance expenses?

John Hancock Insurance Agency, Inc., is a Delaware domiciled corporation with its principal place of business at 197 Clarendon St. Boston, MA. (California license number OH37453). The policies described herein are underwritten by Starr Indemnity & Liability Company, a Texas domiciled corporation (NAIC Company Code: 38318; TX license number 93542) with its principal place of business at 399 Park Avenue, 8th Floor, New York, NY 10022.

Travel insurance provides emergency assistance services should you need help while you travel. Travel insurance covers: unexpected costs such as having to cancel or interrupt your trip due to unexpected reasons, such as illness of you, a family member, or a travel companion, severe weather, missed connections, strikes, default of travel supplier and other unexpected events that may arise before or during your trip. Plans include trip cancellation and interruption, accident and sickness with assistance services, medical repatriation, baggage coverage, accident insurance, travel accident insurance and many other benefits.

This is only a brief description of the coverage(s) available under policy LT007. The policy will contain reductions, limitations, exclusions, and termination provisions. Full details of the coverage are contained in the policy. Please read the policy carefully to fully understand the coverages, terms, conditions, limits and exclusions. If there are any conflicts or discrepancies between this document and the policy or if any point is not covered in this document, the terms and conditions of the policy shall govern. Not all plans or coverages are available in every state. Please contact 1-866-888-7803 if you have any questions.