Why Buy Travel Insurance?
Today's travelers invest significant amounts of their hard-earned savings to enjoy those special vacations with family and friends. Travel insurance is a means of protecting that investment in the event an unforeseen event occurs which forces you to cancel or interrupt your trip. Once on your trip, your travel insurance protects you, and your belongings until you return home. Travel insurance plans combine cancellation, interruption, medical, accident and baggage protection with extensive, worldwide 24-hour emergency assistance services.
Travel insurance provides emergency assistance around the world so you always have someone to call if you need help while you are away from home.
Protect yourself and your family whether you are traveling out of state or around the world. Travel insurance provides multilingual 24/7 assistance, helps you get to your destination if you are delayed, or helps you get back home, if necessary.
You should buy travel insurance as soon as possible to protect your hard-earned financial investment in your trip, should the unexpected happen. That’s what travel insurance is for. When purchased within 14 days of booking your trip, the insurance provides:
- Waiver of your pre-existing conditions exclusion;
- Default of travel supplier; and
- Cancellation for any reason coverage (optional at an additional cost).
Benefits and limits may vary by state. Please read your policy for specific terms, conditions and exclusions. Policies are not refundable after your free look period has expired.
Going on a Cruise?
Make sure you have insured all of your non-refundable trip arrangements, including connecting flights, side trips and excursions. If you are delayed getting to the cruise departure point due to weather or delayed connecting flights, travel insurance provides benefits under Trip Delay and Missed Connection and may cover meal costs and extra transportation costs, up to the covered amount, so you can join the scheduled cruise at the next port of call.
If you become seriously ill or injured on a cruise ship and you need urgent medical care, this insurance provides 24/7 Emergency Accident and Sickness benefits along with Emergency Medical Evacuation and Medically Necessary Repatriation to an appropriate medical facility. If your own private insurance already provides 24/7 assistance services, will it cover air ambulance expenses?